Affordable housing developers create housing for households as defined in Question #31. For instance, these would include individuals or families with jobs in town, school nurses, and teachers among others (See Question #2). The affordable housing developer identifies and secures resources to fill the gap between the rents that are affordable to eligible residents and the costs of creating the housing. These gaps may be filled by capital subsidies and/or rent payment subsidies. Securing these subsidies is the unique work of the affordable housing developer. While market rate and affordable housing developers build housing, affordable housing developers also build a complex financial, equity, and regulatory framework. They are not just creating physical structures, but also designing a financial model to bridge the gap between market prices and what eligible residents can afford.